Tag: 夜上海论坛JM

  • What do college students think about credit unions?

    first_img 39SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bolun Li Bolun Li is a Junior at Duke University majoring in Economics. He is a serial entrepreneur and was awarded AACYF 30 under 30 in 2018 for his previous startup. Today, … Web: https://www.zogofinance.com Details They don’t. Based on our survey at Duke University, 76% of GenZ don’t know what credit unions are.My name is Bolun Li, a 20-year-old economics student at Duke and Founder of Zogo Finance. Two months ago, Zogo won the Next Big Idea Competition at NACUSO Conference 2019. But how did we get there?It all happened about a year ago. I was on the phone with an investor and he asked me: “Have you considered partnering with credit unions?”I responded: “What the heck is a credit union?”Feeling dumb, I quickly turned to my friends to ask them about credit unions and found that these savvy smart college students also had no idea how this strange financial institution worked. So, we started reading about credit unions – how they started, who they served, and how they survived. We were completely shocked at their strong sense of community and amazing rates, with some of us commenting:“Credit Unions seem too good to be true… Why haven’t we heard of them before?”“We should all open our accounts at credit unions!”That was over 6 months ago. Today, none of us have switched to a credit union. We continue to bank with large institutions and receive a whopping 0.1% on our savings accounts. We opened our first teen checking accounts with one of the big banks and have stayed there despite having no loyalty to our financial institutions. If we learned more about credit unions as a teen and opened our first account there, the story wouldbe different. Although we have no real reason to stay with these big banks, it will take a lot for us to switch. And frankly, we don’t even know what’s the process of becoming a member of a credit union.I came to  realize that there’s a huge opportunity for credit unions to win in the next five years by doing one simple thing – increase awareness.Increase awareness so that the conversation between my friends and I are not “What the heck is a credit union?” but “credit unions literally offer over 100% better rates than banks”.Increase awareness so that the dialog between my investor and I are not “Have you considered working with credit unions?” but “I should work with credit unions because they are the innovators in Fintech”.Increase awareness so that my generation knows about the credit union movement and takes part in it.Zogo is our solution to help credit unions attract GenZ. As GenZ ourselves, we know how to get it done.  Visit www.zogofinance.com to see how our solution fits your organization and to schedule a demo to learn more from one of our committed onboarding specialists.last_img read more

  • Dzeko one Step from the Transfer, Chelsea and Roma agreed on the Price

    first_imgThe captain of the national football team of Bosnia and Herzegovina (BiH) and Roma striker, Edin Dzeko, has been actively linked with the transfer to London’s “Chelsea” for seven days, and the his fate, according to the Italian media, should be known in the next 24 hours.“Tuttomercatoweb” reports that Dzeko will be left out of the Roma starting lineup for the match with Sampdoria on Wednesday, adding that Radja Nainggolan, Patrik Schick and Gregoire Defrel will be the strikers.Eusebio Di Francesco, the Roma coach said on the Tuesday’s press conference that everyone counts on the best striker of Serie A from the last season, and that he will be part of the starting lineup for the match in the third round of Italian Cup, unless the situation with his transfer does not change until then.Renowned Gianluca Di Marzio has revealed yesterday that Chelsea and Roma have agreed on the price of a 50 million (plus ten million in bonuses) for the transfer of Emerson Palmieri and Edin Dzeko, and adds that the only thing left is that the BH striker agrees with the London club about the conditions, which the Brazilian player has already done.The biggest problem in negotiations between the two sides can be the fact that Chelsea has not signed up contracts in duration of several years with players older than 30 in the past, including legends like Lampard, Drogba and Terry, but some English media have said that Dzeko could get a two-year contract who will connect him to the club by 2020, which he would agree to.It should be noted that Chelsea has tried to bring Dzeko to its team in the past, more precisely at the time when Jose Mourinho was Chelsea’s manager, and Edin player of the Manchester City, but there was no final agreement among them at the end.Besides Dzeko, who is currently really close to getting Chelsea jersey, England’s current Champion showed interest for Ashley Barnes from Burnley, Marko Arnautovic from West Ham, and the English media went so far that they even connected Peter Crouch with the club from Stamford Bridge.What was known earlier, the first potential candidate of Roman Abramovich was the West Ham’s striker, Andy Carrol, whom Conte did not want in his team, and because of the new injury, the Englishman was not an option for a potential reinforcement anymore. (Source: klix.ba)last_img read more