Tag: 夜上海论坛PL

  • What do college students think about credit unions?

    first_img 39SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Bolun Li Bolun Li is a Junior at Duke University majoring in Economics. He is a serial entrepreneur and was awarded AACYF 30 under 30 in 2018 for his previous startup. Today, … Web: https://www.zogofinance.com Details They don’t. Based on our survey at Duke University, 76% of GenZ don’t know what credit unions are.My name is Bolun Li, a 20-year-old economics student at Duke and Founder of Zogo Finance. Two months ago, Zogo won the Next Big Idea Competition at NACUSO Conference 2019. But how did we get there?It all happened about a year ago. I was on the phone with an investor and he asked me: “Have you considered partnering with credit unions?”I responded: “What the heck is a credit union?”Feeling dumb, I quickly turned to my friends to ask them about credit unions and found that these savvy smart college students also had no idea how this strange financial institution worked. So, we started reading about credit unions – how they started, who they served, and how they survived. We were completely shocked at their strong sense of community and amazing rates, with some of us commenting:“Credit Unions seem too good to be true… Why haven’t we heard of them before?”“We should all open our accounts at credit unions!”That was over 6 months ago. Today, none of us have switched to a credit union. We continue to bank with large institutions and receive a whopping 0.1% on our savings accounts. We opened our first teen checking accounts with one of the big banks and have stayed there despite having no loyalty to our financial institutions. If we learned more about credit unions as a teen and opened our first account there, the story wouldbe different. Although we have no real reason to stay with these big banks, it will take a lot for us to switch. And frankly, we don’t even know what’s the process of becoming a member of a credit union.I came to  realize that there’s a huge opportunity for credit unions to win in the next five years by doing one simple thing – increase awareness.Increase awareness so that the conversation between my friends and I are not “What the heck is a credit union?” but “credit unions literally offer over 100% better rates than banks”.Increase awareness so that the dialog between my investor and I are not “Have you considered working with credit unions?” but “I should work with credit unions because they are the innovators in Fintech”.Increase awareness so that my generation knows about the credit union movement and takes part in it.Zogo is our solution to help credit unions attract GenZ. As GenZ ourselves, we know how to get it done.  Visit www.zogofinance.com to see how our solution fits your organization and to schedule a demo to learn more from one of our committed onboarding specialists.last_img read more

  • PCP: Worst ballpark

    first_imgPoppyThere are plenty of horrible ballparks out there to choose from — Shea Stadium, Tropicana Field and the Metrodome, among others. But the worst of them all is the Ball Park itself. The Ball Park brand hot dog, that is.First off, it is a cheap hot dog. Anybody who buys into the “Plump when you cook ’em!” slogan doesn’t know his doggies. They explode when you cook ’em!The now-famous Fourth of July hot dog-eating contest doesn’t offer its contestants Ball Park hot dogs for a reason. I’m not sure Kobayashi would still be standing if he were to down 53 3/4 Ball Park hot dogs instead of Nathan’s.However, the Ball Park is distasteful for several other reasons.For starters, the Ball Park first became popular in the city of Detroit. The Motor City isn’t exactly the ideal place for any culinary product to come from. Detroiters make cars, not food.Furthermore, its most recent spokesperson was Michael Jordan. Now, no disrespect to His Airness, but a hot dog product could find a much better spokesdog. A hot dog represents the game of baseball, and Jordan certainly didn’t represent baseball very well in his short-lived basketball vacation with the Barons. A .202 average and 11 errors would make Chuck Knoblauch proud, but not much anybody else. Plus, Jordan should know better. He played his basketball career in Chicago — he should know what a real hot dog tastes like. Ball Park must’ve paid Jordan a bunch of dough to shush about its sub-par pork product. His face should be slapped all over the Portillo’s Hot Dogs Restaurant in the Windy City, not a cheap product you could pick up at Aldi’s.While I wouldn’t be thrilled to be stuck in Dolphins Stadium for a Marlins’ game, I’d much rather do that than indulge in a Ball Park hot dog.McGrathShea Stadium has long been considered the Richard Simmons of Major League Baseball stadiums, looking not just ugly, but goofy and old. However, this past week has made it very clear that the worst ballpark in the majors lies not off the Atlantic, but off another major, much more radioactive body of water: Lake Erie. Of course, I am referring to the new mistake by the lake: Jacobs Field in Cleveland. The biggest problem with Jacobs Field is that it is right now more of a ski resort than a ballpark, with two feet of standing snow currently residing in the stadium.Snowmen currently constitute the bulk of the facility’s tenants, closely followed by snow angels. As polite and evenly constituted as snow statues and cherubs are, they are poor fans for baseball, mainly because the sport does not respond well to the conditions necessary to keep the tenants from becoming puddles. Also, while snowball fights can be very amusing and are often entertaining to watch, it’s unlikely that the good people of Cleveland will fill Jacobs Field to witness a contest of the 1st Avenue boys taking on the kids on 10th Street. However, while Jacobs Field is not always under 24 inches of snow, it still is an easy choice as worst venue in baseball, since the team itself does not even like playing there. When it came time to film Major League, the Indians chose to go to Milwaukee and be filmed at County Stadium — no beauty pageant winner itself — and borrow the Brewers’ announcer Bob Uecker for their own. Although Jacobs Field was not around at the time, you are borrowing from the Brewers for success… It’s bad news.Point: Jacobs Field.last_img read more

  • Shaban Lubega: PML Daily Premier League team of the Week 10

    first_img Tags: premier leagueTeam of the week Christian Pulisic (right) scored a hat trick on Saturday. (PHOTO/Courtesy)Liverpool maintained their six-point lead at the top of the Premier League thanks to a 2-1 come-back victory over Tottenham on Sunday. Harry Kane stunned the Reds with the opener inside the first minute but two second-half goals by Jordan Henderson and Muhammad Salah (penalty) ensured Liverpool win the game. The victory takes them onto 28 points, six ahead of City in second.For Man City, they defeated Aston Villa 3-0 on Saturday. After a goalless first-half, Raheem Sterling, IIkay Gundogan and David Silva scored in the second to ensure a 7th victory of the season for Pep Guardiola’s side. City now have 22 points from 10 games.On the same weekend, Christian Pulisic scored a treble as Chelsea beat Burnley 4-2 away from home. The other goals for the Blues was scored by Willian before the home side pulled two back through Jay Rodriguez and Dwight McNeil.Third spot on the log is currently occupied by Leicester City who humiliated Southampton 9-0 on Friday with both Jamie Vardy and Ayoze Perez scoring hat tricks.On Sunday, Man United overcame Norwich 3-2 despite missing two penalties. Scot McTominay opened the scoring before both Marcus Rashford and Anthony Martial who had missed from the spot earlier scored once each.Still on Sunday, Arsenal surrendered a two-goal lead to draw 2-2 at home to Crystal Palace. Sokratis Papastathoplous and David Luis put Arsenal two up but a Luka Milivoijevic penalty and Jordan Ayew’s second-half strike ensured a share of the points.Elsewhere, Everton were defeated 3-2 by Brighton, Watford drew 0-0 with AFC Bournemouth, West Ham were held to a 1-1 draw with Sheffield United while the game between Newcastle United and Wolves also ended 1-1.Here are the XI players who stood out according to Shaban Lubega.GK: Tim Krul (Norwich City)This is going to raise all sorts of alarms but i am picking Krul in my goal despite conceding three goals in the loss to Man United on Sunday. The Norwich City custodian saved two penalties on the day and for me it is enough to get him the node.RB: Trent Alexander-Arnold (Liverpool)Did not score or assist on the night but was at the basis of Liverpool’s 2-1 come-back victory at home to Spurs on Sunday. His passing range was out of this world on the day.LB:  Ben Chilwell (Leicester City)Scored once and assisted twice as Leicester humiliated Southampton 9-0 on Friday.CB: John Stones (Man City)Back from a lay-off, Stones was excellent alongside Fernadinho as City kept a clean sheet in their 3-0 win at home to Aston Villa.CB: Jamal Lascelles (Newcastle United)Scored the opener in Newcastle United’s 1-1 draw at home to Wolves.MF: Jordan Henderson (Liverpool)Often criticized for not being good enough, Henderson was brilliant in the victory over Spurs-scoring the opening goal on the day.MF: Ilkay Gundogan (Man City)Arguably his best performance in a Citizens’ shirt, Gundogan was the chief-orchestrator as City beat Aston Villa 3-0, scoring the third goal.MF: Robbie Brady (Burnley).His side may have lost 4-2 to Chelsea but the Irishman came off the bench to assist both of Burnley’s goals.FW: Christian Pulisic (Chelsea).What a week Pulisic has had! He came off the bench to assist Michy Batshuayi for the winner away to Ajax on Tuesday and then scored a hat trick for Chelsea in the win over Burnley on Saturday.FW: Jamie Vardy (Leicester City)Scored a hat trick in the 9-0 demolition of Southampton on Friday.FW: Ayoze Perez (Leicester City)Perez also scored a hattrick as Leicester humiliated Southampton 9-0.Comments last_img read more